Gone Phishing
By Jake Winemiller
June 2005
The bank sends you an email saying they need you to verify your social
security number on their site? Interesting….
eBay needs you to send them your username and password? Really…they
don’t already have it??
Paypal thinks you should stop by and verify your credit card number? Why
not…right?
Wrong.
By now, most of you out there have probably heard of the term “Phishing”,
but just in case you haven’t, just look at the scenarios I’ve posted above
and you’ve likely seen it in your email boxes from time to time.
Phishing is defined as a social-engineering scheme that uses “spoofed”
(fake emails that appear to come from real companies) e-mails to lead the
recipient to counterfeit websites designed for the sole purpose of tricking
the user into divulging sensitive personal financial data such as credit
card numbers, account usernames, passwords and social security numbers.
These “phishing” scams normally use brand names of banks, e-tailers and
credit card companies, as well as all the appropriate logos and color
schemes you would expect to see from that company, in order to convince
recipients to respond with the information they seek to steal. These scam
artists prey on those who don’t realize they are being tricked and use the
data they gain to steal your money, your reputation, and your identity.
We work very hard to stop all forms of spam, but unfortunately, we can’t
get it all- no one can.
So what can you do to protect yourself from phishing scams that end up in
your mail box?
- Be on the lookout for any emails
asking you to go to a specific web site and share personal information.
- Most phishing scams feature very
professional looking logos from well known companies and normally use an
emergency or eye catching headline urging you to reply immediately to
protect yourself from a threat. If you think it might be a legitimate
request, call the vender that supposedly emailed you and verify that the
email is valid.
- Most phishing emails will not
personally address you. If the email has a greeting of “dear client”,
“valued client”, etc.- be wary.
- Don’t ever use the links in the
email. If you think it might be a legitimate request for a
username/password from eBay (for example), go directly to the main site of
the company and check for a customer alert instead of clicking on the
links in the email.
- Never fill out any forms that
require sensitive personal data in an email.
The most important thing you need to do to protect yourself from these
types of scams making sure you are always keeping a lookout for scams and
questioning anything out of the ordinary.
For more information on phishing, past phishing scams, and to report new
ones, please check out
http://www.antiphishing.org/index.html
Thanks again for being part of the DNI
family, and have a great day!
Thank you. |